Top Ten Questions relating to Swanscombe Lease Extensions

  • I am interested in getting a lease extension for a flat in Swanscombe and want to use a local property lawyers. Are you able to help me find a conveyancers?
  • I'm wanting to make an offer on a house in Swanscombe but I'm a little worried about it being leasehold. Do you know what title absolute means and is this regarding the lease? Also, we have asked to see a copy of the lease but the homeowner said they might not have it. We are worried about restrictions, and dont know what to do. We have also been approved for the mortgage but the lender doesn't know its leasehold. Do houses qualify for lease extension? Will this affect Britannia giving us the mortgage now?
  • I'm looking for an apartment to purchase in Swanscombe and I'm not really familiar with the leasehold tenure. I've found a one bedroom apartment I like with a 82 years lease. I've read that I can apply for a lease extension having owned the property for a couple of years, but:- Should I anticipate any issue with my proposed mortgage lender Leeds Building Society?
  • My conveyancing practitioners (separately handling my lease extension) said I need a licence to alter given that I wish to carry out a loft extension to my property. Is this strictly required given that I have a share of the freehold. I've informally discussed the loft conversion with my co-freeholder some time ago and he had no objection once I reassured him that if my builder damages the roof I won't expect the co-freeholder to pay for future repairs to the roof. Assuming I need formal consent should I get the licence to alter and then start the lease extension process?
  • I note that your website states the anticipated fee to extend a lease is £495. Is that the all inclusive cost including value added tax and the HMLR fee? The price has already been negotiated with the freeholder for the lease extension for my garden flat in Swanscombe
  • I own the freehold of a 2 bedroom flat in Swanscombe. The leaseholders have 76 years on a lease and wants to purchase another 90 years. The have offered me 19k. Is this around the right price?
  • Me and my partner are are hoping to complete on a two bedroom first floor purpose built maisonette in Swanscombe which has share of freehold and a leasehold. The lease was starting to get low so the seller commenced extending the lease. The seller has submitted the lease extension paperwork which will result in the registration of a new lease at the land registry. A crucial aspect of the conveyancing process is for our conveyancing practitioners to do a "priority search" on the property title. The concern here is that as a lease extension has been submitted we've been told by our conveyancers it may not be possible to do this "priority search" right now as the new property title number is not known. Is it correct that we have to hold on until the lease extension has actually been registered before completing.?
  • I'm seeking some advice concerning a lease extension on my flat. I'll be looking to do this in six months time as we must move then. Unfortunately the current lease is now very short and therefore I'm guessing it'll be expensive to extend. I'm also thinking that I'll probably have to go down the LVT route. You are able to recommend a good lawyers with expertise in lease extensions. Preferably nearby in Swanscombe?
  • I am currently negotiating a lease extension for my flat in Swanscombe as it is coming up to the 80 year mark. As I understood it, if you extend your lease by the 90 years available, you pay a premium (£thousands) but the ground rent is reduced to a peppercorn. I am now told that I have to continue paying ground rent. I thought the major cost of a lease extension was to compensate the freeholder as they wouldn't be collecting ground rent anymore?
  • I'm looking for some advice with regard to a lease extension on my garden flat in Swanscombe. I'll be looking to do this sometime next year as we need to move at some point then. Unfortunately the current lease is now very short and therefore I'm guessing it'll be expensive to extend. I'm also thinking that I'll probably have to go down the tribunal route. Can you recommend a good conveyancing practitioners who specialises in lease extensions?
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    Lease Extensions in Swanscombe

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